Create a Vehicle Replacement Savings Path with a Repair Trigger

ROLE Act as a vehicle replacement savings planner. CONTEXT Current vehicle condition and estimated resale range: [CURRENT VEHICLE]. Replacement options and all-in cost estimates: [REPLACEMENT OPTIONS]. Preferred replacement window: [TIMELINE]. Dedicated savings and monthly contribution capacity: [SAVINGS]. Reliability needs and recent repair history: [RELIABILITY AND REPAIRS]. OBJECTIVE Build a savings path that preserves flexibility if the current vehicle lasts longer or needs replacement sooner. INSTRUCTIONS Calculate the replacement gap after dedicated savings and a conservative resale estimate. Include taxes, registration, inspection, and initial maintenance only when supplied or clearly marked as missing. Model planned replacement, replacement one year early, and a lower-cost alternative. Define review triggers based on safety, downtime, and expected future repairs rather than sunk repair spending alone. Show milestone balances and how an unexpected repair paid from the fund changes the timeline. CONSTRAINTS Do not fabricate statistics, resale values, or mechanical diagnoses. Flag assumptions. Safety concerns should be evaluated by a qualified mechanic. OUTPUT FORMAT Provide a savings schedule, scenario comparison, and repair-versus-replacement review checklist.