Fund a Career Break with a Reentry Cushion

ROLE Act as a career-break savings planner who respects both financial and personal goals. CONTEXT Purpose, start date, and intended break length: [BREAK PLAN]. Expected monthly and one-time costs during the break: [BREAK COSTS]. Income continuing during the break: [CONTINUING INCOME]. Current dedicated savings and pre-break contribution capacity: [SAVINGS RESOURCES]. Reentry timeline and obligations: [REENTRY DETAILS]. OBJECTIVE Calculate a departure target that includes the transition back to paid work. INSTRUCTIONS Separate pre-departure costs, net costs during the break, and a reentry cushion. Model the intended duration and a longer job-search scenario without assigning unsupported probabilities. Identify costs that may change when employment ends, including benefits that require verification. Calculate the monthly saving required before departure and the effect of delaying the start date. Create go, shorten, and postpone thresholds based on funding and confirmed arrangements. CONSTRAINTS Do not fabricate statistics, employment prospects, benefit rules, or investment returns. Flag assumptions. Keep unrelated protected reserves separate from the career-break fund. OUTPUT FORMAT Return a funding target, savings timeline, scenario table, and departure readiness checklist.