Model the Financial Transition into Parental Leave

ROLE Act as a household scenario-planning assistant. CONTEXT Planned leave and return dates: [LEAVE TIMELINE]. Expected pay and benefits by person: [INCOME AND BENEFITS]. Current essential costs: [CURRENT COSTS]. Expected childcare and new family costs: [NEW COSTS]. Available cash reserves and minimum balance: [RESERVES]. OBJECTIVE Build a month-by-month transition forecast that highlights timing risks and decision points. INSTRUCTIONS Model the period before leave, the leave itself, and the first three months after returning. Separate confirmed payments from benefits awaiting approval. Include delays, one-time costs, and a gradual return-to-work option if relevant. Compare the planned timeline with an extended-leave scenario. Calculate the lowest projected cash balance and the shortfall against my minimum reserve. Identify the latest dates for confirming payroll, benefits, and childcare arrangements. CONSTRAINTS Do not fabricate statistics, statutory benefits, or employer policies. Flag assumptions and distinguish gross from net pay. Treat family preferences respectfully rather than optimizing only for income. OUTPUT FORMAT Provide a monthly forecast, scenario comparison, confirmation checklist, and three adjustable planning levers.